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About BSB

Todd CoverCELEBRATING 140 YEARS OF LOCAL COMMUNITY BANKING

As we look back on our 140-year legacy serving the Ohio Valley, we are filled with gratitude for the trust and support of our customers. Since our founding, we have remained steadfast in our mission: to serve our customers, businesses, and organizations that make our community great. Our ability to make decisions locally has been at the heart of our mission, and it is what sets us apart from others in the industry.

Making decisions locally means that we understand your unique needs because we live and work right here alongside you. Whether it’s approving a loan for a new business, helping a family purchase their first home, or supporting local nonprofit organizations, we don’t rely on distant corporate headquarters to tell us what’s best for our customers. This allows us to tailor our services in ways that are meaningful. For you, this means faster responses, more personalized solutions, and a partner who truly understands your goals.

Looking ahead to 2025, you can expect even more from us. While our roots are firmly planted in our community, we are focused on the future. We offer the technology you need to ensure you have access to the same innovative tools and conveniences offered by the larger banks. From secure and user-friendly mobile banking apps to sophisticated solutions for our business customers, we’re making it easier than ever to manage your finances wherever and whenever you need. At the same time, we remain committed to knowing your name when you walk through the door so we can continue to build a more meaningful relationship with you.

We may only have four current locations, but we are a bank without boundaries. We are mighty in our capabilities and in the strength of our relationships. This combination of modern technology and deep local roots ensures you don’t have to choose between innovation and partnership. At BSB, you get the best of both worlds.

As we enter the new year, I invite you to discover or rediscover what it means to bank locally. Let us show you the power of partnering with a bank that’s invested both in your financial well-being and our entire community. Thank you for allowing us to serve you for the past 140 years. Together, let’s make 2025 a year of growth, possibilities, and success!

~ Todd Cover, President and CEO


Belmont Savings Bank (BSB), headquartered in Bellaire, Ohio, has been serving the residents of the Ohio Valley for over 135 years!

In 1956, we opened our main office in Bellaire, with more than 4,200 people attending the open house. The next location was added in St. Clairsville, Ohio in 1966. And in 1976, we opened our branch in Powhatan Point. In 1980, we opened the doors to our office in Barnesville, Ohio.

Today, Belmont Savings Bank remains a mutual, allowing us to offer competitive interest rates on deposits and loans, and make quick decisions when it comes to your banking needs. This coupled with the bank’s commitment to the local community has led to significant growth over the years.

The bank’s total assets are just over $491,000,000.

We look forward to continue serving the financial needs of the hard working families throughout the Ohio Valley.


BSB History Timeline