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Home Equity

Put your equity to work! Build your dream kitchen, upgrade your master bath, pay for an education, or get the extra cash you need for any purpose. Our Home Equity Line of Credit offers flexible loan amounts and repayment terms, which can make this a smart time to take advantage of a promising opportunity, tackle a new project, or simply consolidate debt.

You've provided for your home, now let it provide for you. Use the equity in your home to:

  • Replace your roof
  • Pay for a wedding
  • Take your dream vacationGirllooking at Home Equity options
  • Add on a deck
  • Build an addition
  • Replace flooring
  • Debt consolidation
  • Help with educational expenses

Using the equity in your home is one of the most cost effective ways  to borrow. It's free if you do not have to use it, and it works like a safety net for you to give you peace of mind when something unexpected happens. 

 

What to Expect When You Apply

CHECKLIST

  • W-2's for the last two (2) years for all applicants
  • Tax return for the last two (2) years for all self-employed applicants
  • Most recent paycheck stubs (minimum of 2) for all applicants
  • Drivers license for all applicants
  • Verification (award letters, check stubs, etc.) showing other income you want us to include on your application, such as Social Security benefits, child support, alimony or trust income
  • Copy of current tax bill or parcel number of the real estate

Passbook Loans

If you have a Savings Account or a Certificate of Deposit (CD), and need to borrow money, this loan is a great way for you to borrow money.

With a Passbook Loan, you can borrow up to 90% of the amount you have on deposit in your BSB Savings Account or CD account. This is a great, low cost way to obtain the funds you need.

Benefits:

  • No fees
  • No verification of income or employement
  • No credit check
  • Interest only

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